Calculator
OnlyFans Tax Calculator
Estimate federal, state, and self-employment tax on your OnlyFans earnings (US).
Federal income tax
$3,004
Self-employment tax
$6,358
State income tax
$0
Total tax
$9,362
18.7% effective
Estimated take-home after all taxes
$40,638
Common content creator deductions: camera, lighting, phone (business-use %), internet (business-use %), home studio rent %, platform fees paid, professional photography, costumes/props, DMCA services, accounting software, legal fees. Keep receipts.
Directional estimate only. Uses 2026 single filer, standard deduction. Your actual tax depends on filing status, specific state, local taxes, and additional deductions. Consult a CPA who works with content creators.
Frequently asked questions
Do OnlyFans creators get a 1099?
Yes. OnlyFans issues a 1099-NEC to every US creator who earns $600 or more in a calendar year. It reports your gross payout (before any deductions) to the IRS.
How much should I save for OnlyFans taxes?
Most creators set aside 25–30% of every payout in a separate account. This covers federal income tax, state tax, and the 15.3% self-employment tax. Underestimating leads to big surprises in April.
What is the self-employment tax on OnlyFans earnings?
Self-employment tax is 15.3% on 92.35% of your net business income. Half is deductible from your taxable income, partially offsetting it.
More tools
Earnings Calculator
Estimate your monthly Fansly earnings based on subscribers, tier price, tips and PPV.
Payout Calculator
Calculate your Fansly take-home after the 20% platform fee on subs, tips, and PPV.
Tier Optimizer
Find optimal prices for your Fansly tiers based on niche, content volume and goals.
Deeper read on CreatorFlow
Want the full guide behind this tool?
We keep long-form strategy guides on our sister site, CreatorFlow — covering pricing, earnings, promotion, and retention in depth for both Fansly and OnlyFans creators.
Read the creator guides on CreatorFlow